Santrauka:
Teorinėje dalyje išsamiai pateikiama autorių nuomonė apie būsto kreditavimo būdus, o praktinėje dalyje pritaikytos teorinės žinios plačiai analizuojant bankų veiklos rodiklius ir teikiamas būsto kreditavimo sąlygas.
Description:
A thorough and responsible analysis of housing crediting terms and bank selection allow anticipating the potential threats and risks. Reckless choice of financial institution and credit terms may result in personal financial difficulties, bank bankruptcy and different other problems. The main problem of the professional BA thesis. Insignificant attention paid by the customers to housing crediting terms and choice of financial institution. The aim of the professional BA thesis. After examining the theoretical aspects of housing crediting, to assess the housing loan terms offered by the major banks in Lithuania. Methods of the professional BA thesis. Synthesis and analysis of literature sources, analysis and comparative analysis of financial statements of Swedbank, Luminor, and SEB Bankas. The structure – The theoretical part contains the detailed opinion of the authors on housing crediting methods, whereas the practical part reflects the application of the theoretical knowledge in broad analysis of bank performance indicators and housing crediting terms offered. Results of the professional BA thesis. After completing the research of housing loan options, it can be stated that each individual who applies for a housing loan must thoroughly and completely analyse the terms offered by the banks and assess their financial situation. This allows avoiding great financial difficulties in the future.
