Kredito rizika ir jos valdymas AB „Swedbank“

Dėdelytė, Laura

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dc.contributor.author	Dėdelytė, Laura
dc.date.accessioned	2019-07-11T10:50:32Z
dc.date.available	2019-07-11T10:50:32Z
dc.date.issued	2019-06-10
dc.identifier.uri	http://dspace.kaunokolegija.lt//handle/123456789/1807
dc.description	This work provides information about credit risk and its management. Describes the theoretical aspect of the credit risk, as well as describes the credit risk management techniques. This work analyzes the credit risk faced by banks and how they manage it, also how they reduce the credit risk. Banks are one of the most important participants in economic activities. They lend money to natural and legal persons, they also collects money by accepting deposits. One of the main money sources is loans. So here appears a risk that banks faces the most, it is called the credit risk. Credit risk is the probability, that the costumers of the bank will not be able to accomplish their commitments. The credit risk depends from the customer, to whom the credit is granted, reliability, from the liquidity of the pledged property and many other aspects. Although credit risk is one of the biggest risks that the banks are facing, but it is not as widely analyzed in the literature. The main problem of the (professional BA thesis) – Is credit risk at bank is managed effectively. The aim of the (professional BA thesis) – analyse credit risk and its management in banks. Methods of the (professional BA thesis) – domestic and foreign scientific literature analysis, the analysis of the scientific articles, the financial statements of banks. The structure – The theoretical part discusses the concept of credit risk and its management methods, as well as discusses the loan portfolio. The practical part of the work includes the loan portfolio analysis of AB „Swedbank” bank, also the credit risk assessment is carried out. The practical part also includes the analysis of credit management in AB „Swedbank” and comparison of AB „Swedbank”, AB „SEB” and UAB „Medicinos bankas”. The results/conclusions – After the analysis of credit risk and its management, as well as the loan portfolio analysis, it appeared that AB „Swedbank” effectively manages credit risk by using internal credit risk classification system and limits, also once a year, or more frequently if necessary, thoroughly evaluates it.	en
dc.description.abstract	Darbe aptariama kredito rizika ir su ja susiję faktoriai toki kaip, jos valdymas, valdymo metodai, dokumentai rengiami kredito rizikai. Analizuojama kredito rizika ir jos valdymas teoriniu aspektu. Darbe atliekama AB „Swedbank“ veiklos analizė, paskolų portfelio analizė, kredito rizikos vertinimas. Analizuojami kredito rizikos valdymo metodai AB „Swedbank“ ir atliekama AB „Swedbank“, AB „SEB“ ir UAB „Medicinos bankas“ lyginamoji analizė.	en_US
dc.language.iso	other	en_US
dc.subject	Kredito rizika, kredito rizikos valdymas, paskolų portfelis	en_US
dc.title	Kredito rizika ir jos valdymas AB „Swedbank“	en_US
dc.title.alternative	Credit Risk and Its Management “AB Swedbank”	en_US
dc.type	Other	en_US